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Special Events: Plan ahead!

By anonymous
September 18, 2013

It is very important to plan ahead of a special event and ensure you have adequate event insurance in place before the special day. Why is it so necessary to have event insurance?

There are three common forms of insurance policies you can have for your special event. It is advisable to have all insurances in place prior to the event taking place. The insurances will cover you and the event organizers for three possible eventualities. It is possible to get a single insurance policy cover to all the above items listed below:

Insurance for Event Cancellation or Postponement

This insurance will give you the peace of mind of not losing money, or incurring extra charges, if you have to cancel or postpone your event. Cancellations are much more common than you think. There are a hundred one reasons for a special event organizer being forced to cancel. It could be everything from the weather, illness, or someone failing to show up or backing out of the arrangement.

Special Event Insurance

Liability insurance is pretty well what the name implies and this event insurance will protect you from a host of things like for example, a alcohol relate accident. It will also cover you from bodily injury caused at your event through faulty machinery, buildings or negligent staff.

Event Property “All Risks” Insurance

Event Property ‘All Risks’ Insurance is to protect event organizers for the value of equipment owned or hired against damage or loss.  Event property insurance can cover marquee’s, communications equipment, audio-visual equipment, and much, much more.

Many venues will insist you have one or all the above insurances in place before considering you for a special event. This is why it is important to shop around and have event cover in good time.

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