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Nonprofit Insurance Program

The In’s and Out’s of Special Event Coverage

By Heather Brown
February 23, 2018

Fundraising is a task that takes up a great deal of any nonprofit’s time and volunteer resources. These days successful fundraising efforts require more than sending donation letters in the mail. Special fundraising events have increasingly become the norm for nonprofits of all sizes. Events like 5K runs, galas, and charity auctions are just a ...

Starting a Nonprofit: Understanding the 501c3 Application Process

By Heather Brown
February 09, 2018

The early stages of starting a nonprofit are full of research, writing, and plenty of time-consuming tasks. The scariest part of starting a nonprofit or any business is not knowing if it will work. Nonprofit organizations are on the rise across the United States with more than 1.5 million charitable organizations currently formed.  Starting a ...

Nonprofit Arts & Culture Organizations: Do You Have the Right Insurance?

By Heather Brown
August 25, 2017

One of the most important steps in running a successful nonprofit is buying the right insurance. No two nonprofit organizations are the same. Some nonprofits have a mission to raise money for services or individuals in need and others stay active in their community by attending events and delivering services in person. The services you ...

Non-owned auto and volunteers – Don’t let them crash!

By Heather Brown
August 18, 2017

Volunteers are one of the biggest assets your nonprofit needs to successfully carry out its mission. Chances are you rely on them to carry out tasks onsite and offsite. Volunteers often drive their personal vehicle to run errands, attend events, or transport children or seniors. If you rely on volunteers for these types of tasks, ...

4 Potential Claims Every Private or Social Club Needs to Know About

By Heather Brown
June 09, 2017

Social and private clubs are usually a place members go to relax, unwind, and enjoy their time. Patrons choose to join member-exclusive clubs to spend time with others that share common interests. Membership-based clubs are easy to find in most cities and include the VFW, Knights of Columbus, The Moose, and the American Legion. Each ...

The Importance of Liability Insurance at Your Event

By Heather Brown
June 02, 2017

Planning fundraiser events is an important part of any successful nonprofit organization. You need to raise funds to serve your community and complete your nonprofit mission. Disastrous event incidents are the last things you want to worry about. If you sat down to make a list of everything that can go wrong, it would probably ...

Are Your Records Protected: The Importance of Cyber Liability

By Heather Brown
May 19, 2017

Organizations reported 1,061 cyber attacks in 2016. Nonprofit organizations like yours reported nearly 14% of attacks. Cyber criminals have one goal, to gain access to your sensitive information. They don’t focus on organizational size or type, which means no organization, including a nonprofit, is safe from cyber attacks. There are steps you can take to ...

8 Types of Insurance Every Social Private Club Needs to Understand

By Heather Brown
May 05, 2017

Social clubs like VFW’s, Am Vets, and Knights of Columbus are a place where members go to enjoy their time. Members choose to join clubs to participate in fun activities, for the camaraderie, or to be part of your mission. You fill a need in their lives. Like any business or nonprofit, you face unique ...

Understanding Volunteer Accident and Health Insurance

By Heather Brown
April 28, 2017

Volunteers are a necessity to keep your nonprofit doors open. Without their dedication and time, you can’t provide services and help those in need in your community. To keep your volunteers coming back, it’s important they feel cared for and valued by your organization. As a nonprofit director, that may seem like a tall order ...

Nonprofit Insurance: Facts to Consider

By Heather Brown
January 06, 2017

You get what you pay for. It is tempting to make a decision based on price only. Premium costs are not a cheap expense for nonprofit organizations. Making your choice based on price alone typically means you are purchasing bare-bones insurance that provides protection on minimal incidents. Ask your agent to review what is specifically ...

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