Nonprofit Insurance Program

Importance of Volunteer Liability Insurance

By Alexa Connelly
February 22, 2012

One type of protection most Nonprofit organizations do not think about is volunteer liability insurance.  Volunteers should be insured separately from a general liability policy and is very affordable.  This is the best way to avoid a claim on the organizations general liablity policy, which could result in a premium increase or reduction in limits.  Sometimes, medical coverage can be excluded when a person is doing volunteer work so this policy would cover the gaps in insurance protection In many states, worker’s compensation coverage may exclude volunteers from having coverage.  This is a great way for your organization to show that you really care about your volunteers and ensure longevity of their help.

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