It is important to not only make sure that your nonprofit organization is protected, but also the volunteers that our vital to your organization. Volunteers should be covered under your general liability policy. In addition to this, an organization should also have a volunteer accident policy. Volunteer accident policies ensure that volunteers are covered for any accidents that may happen while they are working for the organization. Accident policies pay for medical expense claims that may occur from injury during working hours. Many organizations carry workers compensation insurance for paid employees; however workers compensation does not cover volunteers that are injured. Check with your insurance agent to make sure that you are fully covered for all potential claims against your nonprofit organization.