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Stores are packed with shoppers spending money and going over their budget; do you want to be one of them? I didn’t think so, don’t worry, there are ways to cut the Christmas shopping expenses:

1. Pay in cash and set a budget. This way it is easier to stick to your budget since you will only have cash with you.
2. Save gift bags from Christmas presents you received last year.
3. Go shopping throughout the year, especially in January because that’s when stores have the best sales.
4. Make home made presents. The crocheted look is back in, so get started!
5. Check store sales as well as online sales.

Christmas shopping doesn’t have to put a major hole in your bank account. Just follow these steps and stick to them. Happy shopping!